Privacy Policy

• Registration and use information – When you register to use our services by establishing an account, either by phone or throught our website, we will collect Personal Data as necessary to offer and fulfill the services.  We may require you to provide us with your name, postal address, telephone number, email address and identification information to establish an Account.  We may require you to provide us with additional Personal Data as you use our Services.
• When you send money through the Square or Wave Services, we collect Personal Data such as name, postal address, telephone number as well as credit card or banking information.
• Information about you from third-party sources – We obtain information from third-party sources such as merchants, data providers, and credit bureaus, where permitted by law.
• We retain Personal Data to fulfill our legal or regulatory obligations and for our business purposes.  We may retain Personal Data for longer periods than required by law if it is in our legitimate business interests and not prohibited by law.  If your Account is closed, we reserve our ability to retain and access the data for so long as required to comply with applicable laws.  We will continue to use and disclose such Personal Data in accordance with this Privacy Statement.
• To market to you by delivering marketing materials and products and Online Services and the products and services of businesses.  We may also process your Personal Data to tailor certain services or site experiences to better match our understanding of your interests.
• We may Process your information for the following reasons: To operate the Sites and provide the Services, including to:
  • Initiate a payment, send or request money, add value to an account.
  • Authenticate your access to an Account.
  • Communicate with you about your Account, and Services.
  • Create an account connection between your Account and a third-party account or platform.
  • Perform creditworthiness and other financial standing checks, evaluate applications, and compare information for accuracy and verification purposes, and
  • Keep your Account and financial information up to date.

We may share your Personal Data or other information about you with other companies that provide services to us.

We may share Personal Data with third-party service providers that perform services and functions at our direction and on our behalf.  These third-party service providers may, for example, provide you with Services, verify your identity, assist in processing transactions, send you advertisements for our products and services, or provide customer support.

We may share information about you with other parties for business purposes or as permitted or required by law, including:

• If we need to do so to comply with a law, legal process or regulations.
• To law enforcement authorities or other government officials, or other third parties pursuant to a subpoena, a court order or other legal process.
• If we believe, in our sole discretion, that the disclosure of Personal Data is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual illegal activity.
• To protect the vital interests of a person.
• To investigate violations of or enforce a user agreement, or other legal terms applicable to any Service.
• To protect our property, services and legal rights.
• To facilitate a purchase or sale of all or part of our business.
• In connection with shipping and related services for purchases made using a Service.
• To help assess and manage risk and prevent fraud against us, including fraud that occurs at or involves our business partners, strategic ventures, or other individuals and merchants.
• To banking partners as required by card association rules for inclusion on their list of terminated merchants.
• To credit reporting and collection agencies.
• To companies that we plan to merge with or be acquired by, and
• To support our audit, compliance, and corporate governance functions.